Chod Law, LLC Experienced Workers’ Compensation Lawyer
With a few exceptions, employees injured in a workplace accident are eligible to obtain workers’ compensation benefits. Workers’ compensation, often referred to as “work comp” or “workman’s comp,” is a type of no-fault insurance/benefit program that protects workers in the event they are injured on the job. Most employers in the United States are required to carry workers’ comp insurance, but even with coverage, employees are often denied the benefits they are entitled to receive. If you were injured at work or lost a loved one in a workplace accident, you have the right to seek legal representation to help navigate the work comp system.
Workers’ Compensation Law
All public and private employers, with few exceptions, must carry workers’ compensation insurance and offer benefits to employees, whether they are full or part-time. A wide-range of injuries and disabilities are covered under the state work comp laws. Injured employees may be eligible for temporary disability benefits while off work recovering from the injury incident and permanent disability benefits depending on the nature and severity of the injury and whether the employee experiences permanent limitations, restrictions and symptoms. If the injury resulted in the employee’s death, the surviving spouse and dependants may also be entitled to death benefits.
In order to protect your rights under the work comp laws, an injured employee must immediately (or as soon as reasonably possible) notify the employer of the workplace injury, no matter how small or trivial the injury may seem. Forms need to be completed and there are strict deadlines within which an employee must notify the employer of the work injury as failure to do so can forever bar potential compensation for the injury. Once notified, the employer is obligated to make sure the employee receives prompt medical care and treatment which is paid for through the employer’s work comp insurance carrier. Employers usually have designated medical providers and will direct the injured worker to these providers for medical care. Under certain scenarios, the injured employee can receive treatment through a provider of their choice but the insurance company may not be obligated to pay for this treatment.
Unfortunately, workers’ compensation cases are not always simple to resolve. Many claims involve complex medical/legal issues and when possible, insurance companies will not hesitate to deny claims in order to avoid responsibility.
Chod Law, LLC is dedicated to protecting the rights of individuals injured on the job and will seek the maximum possible recovery under law for all harms and losses sustained.